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Rewards Visa® Signature Credit Card Details & Disclosures

The current prime rate is: 8.50%. Rates effective as of March 1, 2024. Rates subject to change at any time.

Disclosures

• Variable rates subject to change. Rates are based on an index of Prime Rate plus a margin of 9.50%, 10.50%, 11.50%, 13.50%, 15.00%, or 18.00% based on your credit score (maximum capped at 18.00%).

• Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.

• You have 25 days to repay your balance for purchases in full by the payment date on your periodic billing statement.

• Method of computing the balance for Purchases: Average Daily Balance (excluding new purchases).

• Fees:
     o $27.00 Late Fee
     o $10.00 Card Replacement
     o $20.00 Placed on Revoked List
     o $5.00 Draft Copy
     o 3% Balance Transfer Fee (min. $30.00)
     o 3% Cash Advance Fee (min. $10.00)
     o $5.00 Chargeback
     o $27.00 Returned Payment Fee

• The minimum monthly payment is 2% of the unpaid balance with a minimum payment of $25. There are no default rates, limits as high as $50,000, and 24-hour customer service support.

• See Visa Signature Rewards terms & conditions for a summary of coverage for Lost Luggage Reimbursement.

Details

Our Signature Rewards Visa cards all come with a special benefits package including:

• Travel and Emergency Assistance Services
• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Lost Luggage Reimbursement
• Concierge Services

View benefits details offered by Visa.

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