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Upgrade Your Space Personal Loan


Feel like your home needs a little something?


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Love your space, but not everything in it?

There's no need to use a high-rate credit card to make it happen. At 7.99% APR, financing the finishing touches for any room you’re living in is easy with UMassFive’s Upgrade Your Space Personal Loan!


Whether you’re finishing the basement for a little extra space, moving on from a well-loved sectional, getting that standing desk, or building the most impressive summer adventure playscape in the neighborhood, UMassFive is here to help bring your living space to the next level with a low-rate 7.99% APR Upgrade Your Space Personal Loan.

There's no limit to what you can use this Personal Loan on, but it is only available for a limited time! This special offer ends July 15, 2020.


  • Borrow up to $3,500
  • 7.99% APR*
  • Up to 15 Month Term
  • Members can skip up to the first 3 months of payments**
  • No penalty for pre-payment

Ready to make your space your sanctuary?


*APR is annual percentage rate. The 7.99% APR promotional rate is good for a maximum term of 15 months only. The monthly payment for a 7.99% APR loan with a 12-month term equals $87.27 per $1,000 borrowed. The monthly payment for a 7.99% APR 15-month term loan equals $70.27 per $1,000 borrowed. Maximum loan amount is $3,500. This offer ends July 15, 2020. Acceptance of this promotional offer must be made by that date. The rate disclosed is based upon a minimum credit score of 660. Minimum approval of $500 required. Granting this offer, after you respond to it, is conditioned upon your satisfying any applicable criteria bearing on your creditworthiness, including income, employment and any other information you may provide on your application. Because this is a special one-time promotional rate, Co-op Points are not available to lower rate. Insured by NCUA.
**Members can extend their first payment due date up to 3 months from the date of origination, and your final APR will be determined by the timing of your first payment.