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Personal Loan Disclosures & Details


The current prime rate is: 6.25%. Rates effective as of November 22, 2022. Rates subject to change at any time.

•§ Maximum term for home heating is 12 months, unless a Secondary Share Account has been established to pay for the following years heating expenses.

•Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.

•Payment example: 11.99% for 48 months equals $26.33 per $1,000 borrowed.

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