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UMassFive has been approved to be a lender of the SBA's Payroll Protection Program (PPP) as a part of the recently passed 2020 CARES Act, and will be eligible to process PPP loans through the SBA's loan delivery system as soon as this system is made available to us. Please email our Commercial Services Division for additional information.

Solar Access Loans


Own solar panels and a heat pump, and spend less than you do now. See if you qualify and benefit from Solar Access!


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For Affordable Home Heating & Cooling

UMassFive is thrilled to offer an exclusive loan for income-qualified families in the state of Massachusetts that combines the Mass Solar Loan program, and the HEAT Loan program to provide one all-encompassing solution for your utility bills.


Imagine a winter without worrying about your utility bills being through the roof because solar panels are providing all of the energy required to heat your home and hot water through an air-source heat pump system.

This could be your reality if you qualify for a Solar Access Loan, which funds the installation of both of these systems at no additional cost to you. UMassFive has been awarded an exclusive time-limited state sponsored pilot program to fulfill funding for low to middle-income homeowners in Massachusetts, and is actively looking for qualified households. In order to participate in this pilot, which will be limited to 100 families, a family of four must fall within the income range of $69,289.01 - $91,052.00 annually.

  •  Program is run by the Massachusetts Department of Energy Resources (DOER).
  •  Homes must be 1-4 unit residential dwellings, owned by consumers.
  •  Household incomes must be below 80% of the median Massachusetts income to qualify.
  •  Program is structured to ensure installation will be budget neutral to the consumer.

Ready to see if you can benefit from Solar Access?