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Please be aware we are experiencing intermittent technical difficulties with receiving emails at our main email address - info@umassfive.coop. As always, our online and mobile banking services are available for your convenience, which includes the ability to send secure messages using online banking, as well as depositing checks using our mobile app. Thank you for your patience while we work diligently to correct this issue.

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No, however there are other ways to earn a rate reduction. Any member may buy-down most consumer loan rates if they have enough available Co-op Points. 2,500 Co-op Points are needed to decrease the rate by .25%, and 5,000 are needed to reduce the rate by .50%.

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