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Please be aware we are experiencing intermittent technical difficulties with receiving emails at our main email address - info@umassfive.coop. As always, our online and mobile banking services are available for your convenience, which includes the ability to send secure messages using online banking, as well as depositing checks using our mobile app. Thank you for your patience while we work diligently to correct this issue.

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EMV, an acronym for Europay, MasterCard, and Visa, is an interchangeable term with Chip and PIN, which has been covered by the media extensively. This refers to a chip that will be embedded in debit and credit cards that will offer more protection against fraud. Financial institutions are currently or will be reissuing cards with this feature, and merchants are working towards supporting this.

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