Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

Membership Eligibility

Become a Member


UMassFive offers its products and services to the employees of a select group of organizations in the Pioneer Valley of Western Massachusetts, as well as Central Massachusetts, and beyond. Membership is extended to employees and students of the University of Massachusetts system, Amherst College, Hampshire College, Mount Holyoke College, and Smith College, as well as persons who belong to certain other occupational or associational groups with common values. Family/household members of eligible UMassFive members, and retired employees are also eligible. To determine membership eligibility, look below to see if you or one of your family belong to one of our select groups. If you have organizational or membership eligibility questions, please contact Cait Murray, Manager of Member Outreach.

If you aren’t eligible through one of our sponsor groups, you can become a member of CISA, River Valley Market, the Leverett Village Co-op, the Old Creamery Co-op, or the Franklin Community Co-op, or you can become a member of the UMass Alumni Association. Once you establish a membership there, you are automatically eligible for a UMassFive membership!

Policy for Family/Household Membership

To be eligible to join UMassFive as a "family member," you must be an immediate family or household member of a primary member or one that is eligible to join. The Membership Tree below shows how eligibility extends from a “Primary Member” to his or her family. Each family member who joins also becomes a “Primary Member,” and the same tree extends from them, offering the same great benefits of UMassFive to even more people.

Immediate Family Tree

The definition of an Immediate Family Member is limited to spouse, child, sibling, parent, grandparent or grandchild. Step-children, step-parents, and step-siblings are also included in this definition. Household Member is defined as persons living in the same residence who maintain a single economic unit. Included in this definition is any person who is a permanent member of and participates in the maintenance of the household. It also includes two people sharing an apartment, domestic partners, or anyone who lives in the household and has demonstrated a degree of permanency. Legal guardian relationships are considered part of the household definition. However, a fraternity, sorority, or condominium complex would not be considered a single economic unit.

For questions or assistance, contact a friendly UMassFive representative today!