“Compound interest is the most powerful force in the universe.” These are words that are frequently attributed to Albert Einstein. Further, a lot of websites on the internet attribute the “Rule of 72” to Albert Einstein: An impossible feat conside...
Before buying an item, ask yourself these questions:
1. Can I do without it?
2. Can I postpone its purchase?
3. Can I substitute something else that costs less?
4. Can I shop around for a better deal?
5. Can I use my own skills to make it?
6. Do I already own one?
7. Am I buying something I don't need just to change my mood?
Do you ever wonder where your money went??
Circle items in the following worksheet that you know eat away your cash each month. You may be surprised. By identifying your money gobblers, you will become aware of where you could be saving a lot of money. Decide how necessary or important each one is to your budget.
Have fun on vacation, but try to stay on budget! Spending more than you can afford is not relaxing. These planning tips can help you be a financially savvy traveler.
In case you ever lose your purse or wallet, it’s a good idea to record information on credit cards, department store and gas charge cards, and ATM and debit cards. Don’t forget corporate credit cards. Please keep this document safe; it contains very sensitive data.