Our CFS Advisors
For over ten years, UMassFive Financial & Investment Services, available through CUSO Financial Services, L.P. (CFS), has been assisting members in creating comprehensive financial plans to help meet life goals and reach major milestones. Whether it is planning for retirement, saving for your child’s future, or as a part of a well-balanced savings plan, our CFS Financial Advisors will work with you to find solutions that fit your individual needs.
Our CFS Financial Advisors understand member service. They take great care to conduct extensive research, generate individual solutions and investment options for members, while providing fact based financial advice while serving our clients. We will gladly review your current financial situation, give you a second opinion on your financial plans, and help chart a course for successful investing. It’s never too late–or too early–to get started.
Our department is spearheaded by two CFS Financial Advisors, and support from a Program Manager and an Associate.
Our CFS Financial Advisor
Serving our Hadley Branch: Monday to Friday 8:30 am - 5:00 pm, by appointment.
Jocelin Cesar is a CFS financial advisor providing investment guidance and advice to our members. This includes investment selection, portfolio construction, retirement, estate and income planning, and assistance with insurance.
Jocelin has 9 years of experience in the investment and retirement industry and has worked for one of the country’s leading investment management and banking firms, Merrill Lynch. Jocelin holds the FINRA Series 7, 66 licenses, and is Life and Variable Insurance licensed in Massachusetts and Georgia. He is securities licensed in MA, CA, CT, NH, NY, and TX. During the previous twenty years, Jocelin worked as an engineer at Raytheon and Southern Company. He graduated from Northeastern University with a Bachelor of Science in Electrical Engineering and a Master of Science in Engineering Management.
When not helping clients reach their financial goals, Jocelin enjoys playing golf and spending time with his wife, his two sons and family members. Jocelin and his wife, Rose, are supporters of various civic and faith based organizations, including Rotary Club of Franklin County.
Serving our Mercy Branch: Tuesdays 9:30 am - 4:30 pm.
Serving our UMass Amherst Branch: Thursday 9:00 am - 4:30 pm.
Serving our Hadley Branch: Monday, Wednesday, and Friday by appointment only.
Aimee Marden is a CFS financial advisor providing investment guidance and advice to our members. This includes investment selection, portfolio construction, retirement, estate and income planning, and assistance with insurance.
Aimee has years of experience in the investment and retirement industry and has worked for one of the country’s leading investment management and life Insurance firms. Aimee holds the FINRA Series 7, 63, and 65 licenses, and is Life and Variable Insurance licensed in Massachusetts and Connecticut. She is also securities licensed in MA, CA, CT, FL, IL, NH, NJ, NY, PA, TN, and TX.
When not helping clients reach their financial goals, Aimee enjoys volunteering at the local YMCA and watching her daughter compete on their swim team. When not chasing the swim team, Aimee enjoys spending time with her family, cruising and sitting on the beach.
To make an appointment or ask a question, call us at 800.852.5886 or email us today!
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UMassFive College Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.