Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

Fees

Many of these fees are avoidable or can be reduced by using alternative services. Fees listed with a Star Icon may be waived using Co-op Points. Member must have points available in the current monthly statement cycle in order to waive a fee or affect a rate change.

Regular Fees

        Abandoned Property Processing – $20.00
        ATM Transaction – $1.25 *
Star Icon Cashier’s Check Payable to Third Party – $3.00
Star Icon Check Copy – $5.00     
Star Icon Courtesy Pay – $32.00 § 
        CU Select Card or Replacement – $15.00
Star Icon Foreign Item – $15.00
        Foreign Transaction (credit/debit cards)– 1% of each transaction conducted in a foreign currency
        Foreign Transaction (credit/debit cards)- 0.8% of each transaction conducted in U.S. dollars
        Inactivity Fee – $5.00/month
Star Icon Insufficient Funds – $32.00 §
Star Icon Interest Share Draft Below Minimum Balance – $10.00/month
        Legal Attachment – $20.00
Star Icon Money Fund Below Minimum Balance – $10.00/month
Star Icon Money Order – $2.00 
        Mortgage Discharge – Actual cost
Star Icon Overdraft Protection – Share Transfer – $3.00 §†
        Pay-by-Phone Service – $10.00/use
Star Icon Replacement Card – Standard Debit – $10.00/card
        Research Fee – $25.00/hour
        Returned Deposit item – $10.00
        Returned Mail Fee – $1.00
        Rush Debit Card – $30.00
Star Icon Secondary Share Below Minimum Balance – $2.00/month
        Safe Deposit Box – Drilling – $325.00 + lock replacement
        Safe Deposit Box – Starting at $35/year 
        Safe Deposit Box – Re-Key - $170.00
        Shared Branching Returned Check Deposit – $20.00 
Star Icon Statement Copy – $1.00/page (up to 35 pages) 
        Statement Reconciliation – $25.00/hour
Star Icon Stop Payment – ACH Debit – $32.00
Star Icon Stop Payment – Cashier’s Check – $32.00
Star Icon Stop Payment – Personal Check – $32.00 
        Stop Payment – Bill Pay Check – $42.00 
        Subordination – $75.00
        Tax Levy – $25.00
        Wire Transfer - Incoming Domestic - $10.00
        Wire Transfer - Incoming International - $10.00
        Wire Transfer – Outgoing Domestic: $20.00 
        Wire Transfer – Outgoing International involving only U.S. Dollars: $40.00 

EZbank Online Banking Fees

         Bill Pay Overnight Check – $14.95
         Bill Pay Same Day Payment – $9.95
         Bill Pay Laser Draft NSF – $29.00
         Bill Pay ACH NSF – $29.00
         Bill Pay Corporate Check NSF – $29.00
         A2A Inbound Transfer – $1.00 (First 5 free per month)
         A2A Inbound Transfer Next Day (Loans Only) – $2.95
         A2A Outbound Transfer – $1.00
         Popmoney Send <$250 3-Day – $0.75
         Popmoney Send <$250 Next Day – $0.95
         Popmoney Send $250-$999 3-Day – $0.95
         Popmoney Send $250-$999 Next Day – $1.25
         Popmoney Send $1k+ 3-Day – $1.75
         Popmoney Send $1k+ Next Day – $2.00
         Popmoney Request <$250 3-day – $0.75
         Popmoney Request $250-$999 Next Day – $1.00
         Popmoney Request $1k+ – $1.75
         Popmoney eGreeting – $0.25
         Popmoney Stop Pay – $29.00

* Fee waived for members with a Share Draft Checking Account

§ The categories of transactions for which an overdraft, insufficient funds, or courtesy pay fee may be imposed are those by any of the following means: Share Draft, in-person withdrawal, ATM withdrawal, or other electronic means.

† Checks only. Opt-in required for Debit Card/Point of Sale.

Fees Effective March 8, 2017

For questions or assistance, contact a friendly UMassFive representative today!