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COVID-19 Updates & Information

September 7, 2021 - News

We’re here to help our community navigate the financial stress of COVID-19.

Since our founding over 50 years ago, our Credit Union has taken pride in offering financial solutions and guidance to our members, sponsor groups, and community. Our mission of making a positive difference in your financial life is even more critical during this time of uncertainty. Please know that we can be a resource for you in many ways, so don’t be shy about asking for a helping hand. We won’t let you down.

To help you stay informed, we’ve put important resources and our latest updates right here in one place. Live updates will be posted to this page as they occur.

Jump to:
Schedule an Appointment Current Branch Hours & Availability Who to Contact Banking Remotely Resources for Personal Financial Hardship Resources for Businesses Experiencing Hardship Avoid Coronavirus Scams Request Your Free Credit Reports  How Can I Help Our Community A Safe Place for Your Money

If you have any questions, please call or email us.

 

**Updated 9/7 at 9:05 a.m.** 

Effective August 16, our in-branch mask policy was updated in accordance with state recommendations: At this time masks are mandatory to enter any of our branch locations. Our Hadley Branch lobby is currently closed for routine transactions. We still strongly encourage scheduling an appointment for in-person visits in advance. All scheduled appointments will be prioritized. Please note that stopping in without an appointment may result in a longer wait time.

In the interest of maintaining a safe environment for all employees and members, UMassFive reserves the right to reschedule service for failure to comply with any institutionally posted health safety guidelines, including travel restrictions, use of a face mask or other facial covering, and observance of social distancing while waiting for assistance, or being assisted.

 

Branch Hours & Availability

Contact Center:


Please Note that all members are still required to wear a face mask or other facial covering when entering any of our branches.


Drive-ups, Video Tellers, and ATMs:

  • Our Video Teller functionality available at our Hadley and Northampton drive-ups, and Hadley, Northampton, and Worcester lobby ATMs are observing operational hours of:
    M-F
    9:00 a.m. to 6:00 p.m
    Saturdays 9:00 a.m. to 12:00 p.m.
     
  • Our Hadley staffed drive-up is observing operational hours of:
    M-Th
     9:00 a.m. - 5:00 p.m
    Fridays 8:00 a.m. - 6:00 p.m.
    Saturdays 9:00 a.m. - 12:00 p.m.
     
  • Our lobby Video Teller functionality at VA Medical Center (in Leeds) is available to members with card access when the basement is accessible.
     
  • Our UMassFive ATMs are still operating and available as usual.

 

Operating Branch Hours:

We are strongly recommending that in-person appointments be scheduled in advance.

  • Hadley - This location is equipped with drop box for members to utilize. Please ensure the content of your transaction is contained in a sealed envelope. We will be checking these multiple times a day.
    M-F 9:00 a.m. to 5:00 p.m
    Saturdays 9:00 a.m. to 12:00 p.m.
     
  • Northampton - This location is equipped with drop box for members to utilize. Please ensure the content of your transaction is contained in a sealed envelope. We will be checking these multiple times a day.
    M-F 9:00 a.m. to 4:30 p.m
    Saturdays 9:00 a.m. to 12:00 p.m.
     
  • Springfield Mercy Medical Center - All visitors will be screened for a fever upon entering the building.
    M-F 8:30 a.m. to 4:00 p.m
     
  • UMass Amherst
    M-T 9:00 a.m. to 4:00 p.m
    Fridays 9:00 a.m. to 4:30 p.m.
     
  • UMass Worcester - This branch is only accessible to badged Hospital or University employees from the interior of the building. Visiting members that are not Hospital or University staff should use our new entrance from the parking lot. 
    M-F 8:30 a.m. to 4:00 p.m

 

Closed Branches:
The following branch remain temporarily closed until further notice:

  • VA Medical Center (in Leeds)

As a reminder, please use our Remote Services whenever possible.

 


     

    Who to Contact

    • Transactional Appointments: please schedule an in-person appointment for transactions that cannot be completed remotely.
    • Standard Loans: please call or email our Consumer Lending Department.
    • Mortgages: Members should work directly with their Mortgage Consultant to coordinate appointments by phone.
    • Commercial Loans: please call or email our Commercial Services Department.
    • Financial & Investment Services Appointments: Members should reach out to their Financial Advisor to coordinate appointments by phone. Our CFS Financial Advisors are available Monday through Friday, and are also providing a limited number of Saturday appointments by phone between 9:00 a.m. and 12:00 p.m. These appointments will all be held over the phone, must be scheduled in advance, and are open to all members looking for a complimentary financial review.
    • For Assistance Using Remote Services: Members may schedule a one-on-one in-branch demonstration with a member service specialist by scheduling an in-person appointment. Members can also call our Contact Center for over-the-phone assistance at 800.852.5886

     


     

    Banking Remotely with UMassFive:

    UMassFive has all the tools you need to manage your accounts without needing to visit one of our physical branch locations.

    This includes:

    • Deposit checks with your phone via Mobile Deposit with our Mobile Banking app.
    • Use Online Banking to monitor your accounts, make transfers, and pay bills. You can also communicate with our Contact Center staff via the secure messaging feature.
    • Download our CardSecure app to turn your debit card on and off, and review balances and transactions.
    • Adding your UMassFive debit and credit cards to your Mobile Wallet allows you to pay with your smartphone or smartwatch at participating retailers. That means fast checkout, less contact with card readers, and no searching for your cards in your wallet. 
    • Don't like logging in? Our Contact Center is available to assist with basic transactions, loan applications and more.
    • Having an issue with your card or login after-hours? You can reach after-hours support for debit cards and Online Banking by calling 413.256.5500.
    • Interested in a loan? Apply online or over the phone by calling one of our Contact Center representatives.

    We're happy to help walk you through using any one of these services over the phone, or in person with an advance appointment. Members may schedule a one-on-one in-branch demonstration with a member service specialist by scheduling an in-person appointment. Members can also call our Contact Center for over-the-phone assistance at 800.852.5886

     


     

    We Are Here To Help If You Need Financial Assistance

    If you are facing a financial hardship during these difficult times, we are here to help.

    • Emergency Payment Relief: Current UMassFive loans (excluding mortgages, student loans, or credit cards), may be eligible to skip up to three payments. Please fill out our Emergency Relief Request Form, or contact our Debt Solutions department by phone or email.
    • For questions or assistance about an existing mortgage, please visit Member Advantage Mortgage's FAQ page, or call 800.262.6574 to discuss repayment options with Midwest Loan Services.
    • For assistance with an existing student loan, please call 800.723.2210 to discuss repayment options with Credit Union Student Choice.
    • For assistance with a UMassFive credit card, please call 800.852.5886, then press option 6 when prompted to discuss repayment options with PSCU Card Services. 
    • If you need assistance with anything that is non-loan related, please reach out to our Contact Center by phone or email.

     

    We Are Here for Member Businesses

    Round 2 Paycheck Protection Program (PPP) loan applications are no longer being accepted, as the SBA program has exhausted its funds.

    Please reference this page for details regarding PPP loan forgiveness.

     


       

      Avoid Coronavirus Scams

      Members should be vigilant when receiving phone calls or emails requesting information. Remember: no financial or government institution will ever ask for sensitive information like account numbers, social security numbers, or your debit card number, over the phone or via email.  Here are some tips to help you keep the scammers at bay:

      • You will not receive any emails or phone calls from the IRS (or any other institution) regarding the payment status for your Stimulus Check.
        • In fact, if you filed your taxes, you do not need to take any action to receive your funds: Your stimulus payment will either be direct deposited, or mailed to you, based on how you elected to receive your last tax return.
          • If you have not yet filed your 2019 taxes, the Federal Government will refer to how you elected to receive your 2018 return.
          • If you have closed the account that your direct deposit was directed to, don't worry. The direct deposit will automatically be returned, and a paper check mailed.
        • In order to check on the status of your check, you may refer to the IRS website.

      • Don't click on links from sources you don't know. They could download viruses onto your computer or device.
      • Watch for emails claiming to be from the Centers for Disease Control and Prevention (CDC) or experts saying that have information about the virus. For the most up-to-date information about the Coronavirus, visit the Centers for Disease Control and Prevention (CDC) and the World Health Organization (WHO).
      • Ignore online offers for vaccinations. There currently are no vaccines, pills, potions, lotions, lozenges or other prescription or over-the-counter products available to treat or cure Coronavirus disease 2019 (COVID-19) — online or in stores.
      • Do your homework when it comes to donations, whether through charities or crowdfunding sites. Don’t let anyone rush you into making a donation. If someone wants donations in cash, by gift card, or by wiring money, don’t do it.
      • Get your free credit reports from Equifax, Experian, and Transunion (offered free weekly through April 2021) at annualcreditreport.com

       


       

      How Can I Help Our Community?

      • Enrolled in Buzz Points? You can donate your points to local organizations who are helping people in our community every day, including the Food Bank of Western MA and the Amherst Survival Center. Donating with Buzz Points is as easy as redeeming! Login to your Buzz Points account online or on your phone with the Buzz Points app. Head over to Rewards and under the Charities section simply donate your Buzz Points!
      • Please keep in mind you can also share your Co-op Points with family and friends: ask us how!

       


       

      A Safe Place for Your Money

      As always, we want our members to feel confident placing their trust in the Credit Union. During such uncertain times, you can take comfort in knowing that not only is our Cooperative a strong community that you can count on—it is also fully insured by the NCUA for all deposits up to at least $250,000 per individual depositor. There is no safer place for you to keep your money, and we will continue working diligently to ensure you have access to your accounts at all times.