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New Spending Package Includes Sweeping Retirement Plan Changes

Retirement Planning & Investments
The $1.4 trillion spending package enacted on December 20, 2019, included the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which had overwhelmingly passed the House of Representatives in the spring of 2019, but then
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The SECURE Act and Your Retirement Savings

Retirement Planning & Investments
The Setting Every Community Up for Retirement Enhancement (SECURE) Act was enacted in December 2019 as part of a larger federal spending package. This long-awaited legislation expands savings opportunities for workers and includes new requirements
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Choosing a Beneficiary for Your IRA or 401(k)

Retirement Planning & Investments
Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance. With retirement benefits, you need to know the impact of income tax and estate tax laws in order to select the right
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Establishing a Financial Safety Net

Retirement Planning & Investments
In times of crisis, you don't want to be shaking pennies out of a piggy bank. Having a financial safety net in place can ensure that you're protected when a financial emergency arises. One way to accomplish this is by setting up a cash reserve, a
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Five Keys to Investing For Retirement

Retirement Planning & Investments
Making decisions about your retirement account can seem overwhelming, especially if you feel unsure about your knowledge of investments. However, the following basic rules can help you make smarter choices regardless of whether you have some
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Retirement Planning: The Basics

Retirement Planning & Investments
You may have a very idealistic vision of retirement — doing all of the things that you never seem to have time to do now. But how do you pursue that vision? Social Security may be around when you retire, but the benefit that you get from Uncle Sam
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Life Insurance: Do You Need It?

Retirement Planning & Investments
At some point in your life, you'll probably be faced with the question of whether you need life insurance. Life insurance is a way to protect your loved ones financially after you die and your income stops. The answer to whether you need life
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Life Insurance Riders that Pay for Long-Term Care

Retirement Planning & Investments
Life insurance has many uses, including income replacement, business continuation, and estate preservation. Long-term care insurance provides financial protection against the potentially high cost of long-term care. If you find yourself in need of
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Maintaining Your Financial Records: The Importance of Being Organized

Retirement Planning & Investments
An important part of managing your personal finances is keeping your financial records organized. Whether it's a utility bill to show proof of residency or a Social Security card for wage reporting purposes, there may be times when you need to locate
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Asset Protection for Women: Beyond Insurance

Retirement Planning & Investments
As women continue to work and earn money, become the main breadwinners, and run their own businesses, it's important to take measures to protect your lives, businesses, and simply the things you own. That's why asset protection planning has become so
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