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Debt Consolidation Loan


Debt-free, on your terms.

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With flexible options for repayment, a Debt Consolidation Loan is the perfect solution to paying off other higher-interest debt.


2022 can be the year you take control of your debt. Choose the term and interest rate that best aligns with your individual goals. Don't miss outthis offer is only here until February 28, 2022.

  • Borrow up to $10,000
  • Rates as low as 5.99% APR^
  • No penalty for pre-payment
Term APR^

Payment Example^^
Per $1,000 Borrowed

Payment Example^^
Per $5,000 Borrowed

Payment Example^^
Per $10,000 Borrowed

12 Months 5.99% $86.05 $430.23 $860.45
24 Months 7.99% $45.22 $226.06 $452.11
36 Months 9.99% $32.26 $161.28 $322.55


Say goodbye to your higher-interest debt today!


^ APR is annual percentage rate.

^^The rates and payments disclosed are based on a minimum credit score of 660. Granting this offer, after you respond to it, is conditioned upon your satisfying any applicable crite¬ria bearing on your creditworthiness, including income, employment, and any other information you may provide on your application.

Maximum loan amount is $10,000. Minimum approval of $500 required. Offer does not apply to the refinancing or paying off of any UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. This offer ends February 28, 2022.