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Student Loan Refinance


Simplify Your Life & Amplify Your Funds!


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Impacted by the Coronavirus Pandemic? We're here to help.


Are you juggling multiple costly student loan payments every month? Let UMassFive help streamline your debt with our student loan refinance solution! Featuring competitive interest rates, both fixed and variable options, our refinance loan can help you simplify your life and amplify your funds. Refinance and consolidate both private and federal student loans, setting up one convenient payment and potentially1 lowering your rate.

View Student Loan Refinance Rates


Experience the Benefits

  • Competitive interest rates - Check them out!
  • Loan limit up to $150,000
  • Flexible repayment terms to fit your needs
  • Easy online application and instant credit decision

Whether you want to lower your interest rate, pay your loans off sooner, or reduce your monthly payment, we’ve got options to fit your needs. Don’t delay – take control of your student loan debt today by refinancing with UMassFive!

We also offer student loan refinance options for practicing medical doctors, specialists and dentists.

Ready to apply or get more information?


Support During COVID-19

In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, in regard to your student loan account we have taken steps to ensure that you have access to the services and personalized support that you may need.

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.

1. Subject to credit qualification and additional criteria, including graduating from an approved school.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans.