Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

Woman With Debit Card

Co-op Advantage Checking

With Co-op Advantage Checking, you can earn a great interest rate and get ATM fee refunds nationwide!. Co-op Advantage Checking benefits include:

High-earning dividend rate

At the minimum, you will not pay any fees per month for this checking account. If you qualify, you will earn a high-yield rate (see below).

Nationwide ATM fee refunds up to $25 per calendar month

We will never charge you for an ATM withdrawal, but other financial institutions might. Make withdrawals with the peace of mind that you will get the money back at the end of the month, on us.

No minimum balance

Whether you have $5 or $500, you will get the same great benefits from this checking account, every day.

Simply meet the following free and easy requirements each monthly qualification cycle. If you don’t meet the requirements, don’t worry. There’s no penalty and you can work towards meeting them next month:

  • 12 Debit Card purchases
  • 1 Direct Deposit or ACH Auto Debit
  • Receive eStatements

Co-op Advantage Checking Rates

Product
Minimum Balance
Dividend Rate
Annual Percentage Yield
Co-op Advantage Checking
For qualifying accounts on balances up to $15,000
1.93%
1.95%
Co-op Advantage Checking
For qualifying accounts on balances over $15,000
0.25%
0.25%
Co-op Advantage Checking
If qualifications are not met
0.10%
0.10%

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View the LARGE print disclosures.

For questions or assistance, contact a friendly UMassFive representative today!