Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

Co-op Advantage Checking Details

Co-op Advantage Checking benefits include:

• High-earning dividend rate
• Nationwide ATM fee refunds up to $25 per calendar month
• No minimum balance
• Free UMassFive ATM use
• Free VISA Debit Card with unlimited transactions
• Free ATM withdrawals at non-UMassFive ATMs (look for the SUM logo if using another bank’s ATM to avoid surcharges)
Mobile Wallet compatibility
• Optional Overdraft Protection – A share transfer option and a line of credit option are available.
• Courtesy Pay is a privilege provided to eligible members that allows them to overdraw their checking account so that checks and other items are not returned ("bounced"). In most cases, Courtesy Pay is offered to members in good standing immediately after a new checking account has been opened.

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