Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

Direct Deposit

Direct Deposit & Payroll Deduction

Direct Deposit of your net pay (gross pay after deductions) is available to our members. In most cases, all or part of your paycheck can be deposited through Payroll Deduction.


Although we love to see you in the branch, your paycheck shouldn’t be a reason why you need to stop by. Whether you are on vacation or away from home, your paycheck will always be deposited on time.


Electronic funds transfer (EFT) is a safe secure way to deposit money into any account. Because there is no physical check, there is no chance of it becoming lost, misplaced, or stolen.

Easy Sign-up

Your net pay can be deposited from any employer who is a member of the American Banking Association (ABA) EFT routing system. EFT is initiated by your employer. The information your employer will need to process the transfer is:

  • UMassFive's ABA number (211880271)
  • Your member number (NOT your Social Security number)
  • Specific account into which you would like your net pay deposited (i.e. Savings or Checking)

For questions or assistance, contact a friendly UMassFive representative today!