Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

VISA Debit Card Details

Our Debit Card also offers the convenience of being an ATM Card. Use it to withdraw cash, transfer funds, or verify balance information at ATMs displaying the CIRRUS, NYCE, or VISA symbols nationwide. All ATM withdrawals at non-credit union ATMs are free. (Look for the SUM logo if using another bank's ATM to avoid surcharges).

The purchase amount is deducted from available funds, up to your daily limit. Your daily limit is set at $2,000 for purchases and $500 for ATM withdrawals. Keeping track of Debit Card transactions is no more difficult than managing your checkbook. As with a check, you deduct the amount from your account balance when you make the purchase. The place, date, and amount of the transaction will appear on your monthly statement.

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