Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

Personal Loans

Personal Loans

Our basic Personal loans have a fixed monthly payment and can be used for a wide variety of borrowing needs. Personal Loans include:

  • Holiday Personal Loan - A special short term loan available for the holiday season.
  • Personal Line of Credit - Payment is recalculated each month as a percentage of the outstanding balance.
  • Overdraft Protection - Safeguard yourself from insufficient funds fees on your checking account.
  • Computer Loan – Used for all needs from a phone to a desktop computer and associated accessories, like printers. Special discounted financing is available through our Five College Computer and Technology loan program, a benefit for Five College employees and students.
  • Home Improvement Loan – Ideal for small projects where you don’t want to tie up your home equity and can pay your loan off quickly.
  • Energy & Fuel Conservation Loans - Provides low-rate financing to help with your utility bills and for smaller energy-saving purchases.

Personal Loan Rates

Product
Annual Percentage Rate
Max Term
Limits
Holiday{} 7.99% 12 Months $3,500
Personal
13.50%
48 Months
$15,000.00
Personal Line of Credit
13.50%
Revolving
$25,000.00
Overdraft Line of Credit
13.50%
Revolving
$25,000.00
Computer
9.90%
48 Months
$15,000.00
Home Improvement
5.75%
36 Months
$15,000.00
Home Improvement
6.75%
60 Months
$15,000.00
Home Improvement
10.50%
84 Months
$15,000.00
Energy & Fuel Conservation §
3.90%
24 Months
$3,000.00

{}This offer ends December 31, 2018. Acceptance of this promotional offer must be made by that date.

Tell me more Personal Loan Benefits...

View the Large print disclosures.

For questions or assistance, contact a friendly UMassFive representative today!