Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

Personal Loans

Personal Loans

Our basic Personal loans have a fixed monthly payment and can be used for a wide variety of borrowing needs. Personal Loans include:

  • Personal Line of Credit - Payment is recalculated each month as a percentage of the outstanding balance.
  • Overdraft Protection - Safeguard yourself from insufficient funds fees on your checking account.
  • Computer Loan – Used for all needs from a phone to a desktop computer and associated accessories, like printers. Special discounted financing is available through our Five College Computer and Technology loan program, a benefit for Five College employees and students.
  • Home Improvement Loan – Ideal for small projects where you don’t want to tie up your home equity and can pay your loan off quickly.
  • Energy & Fuel Conservation Loans - Provides low-rate financing to help with your utility bills and for smaller energy-saving purchases.

Personal Loan Rates

Product
Annual Percentage Rate
Max Term
Limits
Personal
13.50%
48 Months
$15,000.00
Personal Line of Credit
13.50%
Revolving
$25,000.00
Overdraft Line of Credit
13.50%
Revolving
$25,000.00
Computer
9.90%
48 Months
$15,000.00
Home Improvement
5.75%
36 Months
$15,000.00
Home Improvement
6.75%
60 Months
$15,000.00
Home Improvement
10.50%
84 Months
$15,000.00
Energy & Fuel Conservation §
3.90%
24 Months
$3,000.00

Tell me more Personal Loan Benefits...

View the Large print disclosures.

For questions or assistance, contact a friendly UMassFive representative today!