If you have ever had to deal with a bounced check or a payment has not gone through, you know how much of a pain it can be to deal with merchant’s late charges. Overdraft Protection prevents this from happening. Select the options which best suit your needs.
- Overdraft Line of Credit: Apply for a line of credit which activates when you need it, and can be paid off like a loan, without any fees.
- Overdraft Protection from Savings: An automatic transfer from your Primary Share Savings Account is made for a nominal fee. Transfers are limited to six per month. Learn how to waive the fee with Co-op points.
- Courtesy Pay: For a fee, we will honor any payments made when your checking account doesn’t have sufficient funds. Learn how to waive the fee with Co-op Points.