Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

Overdraft Protection

Overdraft Protection

If you have ever had to deal with a bounced check or a payment has not gone through, you know how much of a pain it can be to deal with merchant’s late charges. Overdraft Protection prevents this from happening. Select the options which best suit your needs.

Three Options

  1. Overdraft Line of Credit: Apply for a line of credit which activates when you need it, and can be paid off like a loan, without any fees.

  2. Overdraft Protection from Savings:  An automatic transfer from your Primary Share Savings Account is made for a nominal fee. Transfers are limited to six per month. Learn how to waive the fee with  Co-op points.

  3. Courtesy Pay:  For a fee, we will honor any payments made when your checking account doesn’t have sufficient funds. Learn how to waive the fee with Co-op Points