Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics

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VISA Credit Cards

We have created our VISA Credit Card in order to be both safe and affordable. With our VISA Credit Card, you won't have to jump through hoops to understand how to avoid getting overcharged.

Highly Competitive Rates

As with our other loans and savings options, we set our rates to help our members save money.

No Balance Transfer Fee or Annual Fee 

UMassFive not only offers a great interest rate: It also saves you money by helping you avoid common fees. We do not charge a fee for transferring funds from another credit card to our VISA Credit Card. Also, we will not charge you an annual fee.


We take security very seriously. Our Credit Card has the following enhanced security features to protect you against fraud:

  • When your VISA Credit Card is being used in an unusual location or manner, we take notice. Please let us know about your travel plans, such as vacations, to avoid any service interruption.
  • VISA Checkout. Easily pay online at your favorite stores with a single sign in.
  • Verified By VISA. Designed to help you keep your transactions and personal information safe.

VISA Credit Card Rates

Product Annual Percentage Rate Max Term Limits
VISA Platinum 11.25% - 15.25% Revolving $25,000.00

Tell me more about VISA Credit Card Benefits...

View the Large print disclosures.

For questions or assistance, contact a friendly UMassFive representative today!