One of the biggest misconceptions about Credit Unions is that membership is reserved for an exclusive few.

Truth is—we're much more open than that.

While UMassFive originated by extending membership solely to the staff and students of the Five Colleges located here in the Pioneer Valley, we have grown pretty significantly over the years and now proudly extend membership to over 50 Local Organizations that share our vision and community-based values.

Take a look at our eligibility chart below to see how employees, students, and members of each of these groups qualify.

Skip to the Eligibility Chart

Not a member of any of those groups, but still want to join?

No problem.

Think Local

One of the easiest ways to qualify for membership is to join one of the local Co-ops that we serve. For example: a $35 CISA (Community Involved in Sustaining Agriculture) membership helps connect local farms to retailers, and will also immediately make you eligible for UMassFive membership. 

Sounds like a win-win.

Check Your Tree

Did you know that if someone in your family or household qualifies to join UMassFive, you could already be eligible for membership? 

That means “family members” (Defined as: siblings, parents, children, or a spouse) and members of a “household” (Defined as: partners or roommates that live in the same residence, and maintain a single economic unit) of a potential member all qualify to join.

Even better, the family tree rule still applies even if the eligible person doesn't want to join themselves—so take advantage of your brother's Co-op Membership. We don't need to tell him.

Still not sure? Reach out to us. Our Member Service Specialists do this every day.

UMassFive Eligibility Chart

Back to Top

Resources:

• What do I need to open a membership?
• What do I need to open an additional Savings account?
• What do I need to open an additional Checking account?
• What do I need to become a new UMassFive member as a Minor?
• What do I need to become a joint member?
• Joint membership facts