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UMassFive: A Community You Can Count On

At UMassFive, we are serious about making a positive difference in your financial life.

ATM fee refunds? Specialty loans you won’t find anywhere else? Competitive rates? Reward programs? We have it all. We’re member-owned, which means our earnings always go toward saving you money.

  • Help Make His Knight.

    We're accepting new or gently used children's Halloween costumes, masks, and accessories.

    Drop off your donations here

  • Why Are You a Part of UMassFive?

    This October, share why you're a part of the UMassFive Community for your chance to win 200!

    Tell us here!

  • Buzz Points Holiday Point Harvest

    Buzz Points Holiday Point Harvest

    Fall is here, and it's time to harvest some points.

    8 more swipes earns 500 points!

    Learn More!

  • 6 month Term Share Certificate Special

    Get the most out of your time.

    For a limited time, we're offering a great promotional rate on 6 month Term Share Certificates. Call or stop in to open yours!

    View our Term Share Certificate Rates

Co-op Advantage Checking & Buzz Points

Co-op Advantage Checking

When you open a Co-op Advantage Checking account and sign up for Buzz Points, you are making the most of your membership. The savings start here.      

  • Absolutely no minimum balance      
  • ATM fee refunds up to $25/mo.      
  • High-yield interest rate

Learn More

Buzz Points

  • Earn 1 point for every $5 you spend
  • Earn extra points when shopping local
  • Redeem points for local merchant discounts   
  • Track/redeem points with the Buzz Points mobile app

Learn More

Sustainability Loans

Sustainability Loans

At UMassFive, we care about the future of our planet and we have special loans available for all kinds of sustainability projects, big and small.

  • Solar
  • Solar Access 
  • Mass Save ® HEAT  
  • Bicycle      
  • Energy & Fuel Conservation      
  • Farm Share

Learn More


Featured News
Our bumper sticker contest is in full swing and we have already awarded thirteen winners a combined $3,500 & we're spotting more everyday!

What Does it Mean to Bank with a Co-op?

The revenue we earn doesn’t go towards stockholders and investors; it goes towards competitive rates, member benefits, and other money saving services. All of our members own a piece of UMassFive, which means we work for you.

More About Membership

True Confessions: Friends think I'm weird because I rave about UMassFive more than anyone "with a life" should.

- Diane N.

Bank Local Anywhere.

Whether you use our online banking, mobile banking, local branches, or 5,000 networked, physical locations, UMassFive is always right around the corner. Plus, our Co-op Advantage Checking will refund fees from any ATM you use.

View Branches & ATM Locations