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UMassFive: A Community You Can Count On

At UMassFive, we are serious about making a positive difference in your financial life.

ATM fee refunds? Specialty loans you won’t find anywhere else? Competitive rates? Reward programs? We have it all. We’re member-owned, which means our earnings always go toward saving you money.

  • We don't like ATM fees either.

    That's why we'll refund qualified accounts up to $25 each month if another institution charges you for using their ATM.

    Discover How

  • Back to School Loan

    Check everything off on your back to school list

    With our low-rate Back to School Loan—from laptops to home improvements, or anything else.

    Learn More!

  • Enter to Win!

    We're raffling off this handmade train toy box to help raise funds for the UMass Medical School Cancer Walk & Run

    Find out how you can enter to win!

Co-op Advantage Checking & Buzz Points

Co-op Advantage Checking

When you open a Co-op Advantage Checking account and sign up for Buzz Points, you are making the most of your membership. The savings start here.      

  • Absolutely no minimum balance      
  • ATM fee refunds up to $25/mo.      
  • High-yield interest rate

Learn More

Buzz Points

  • Earn 1 point for every $5 you spend
  • Earn extra points when shopping local
  • Redeem points for local merchant discounts   
  • Track/redeem points with the Buzz Points mobile app

Learn More

Sustainability Loans

Sustainability Loans

At UMassFive, we care about the future of our planet and we have special loans available for all kinds of sustainability projects, big and small.

  • Solar
  • Solar Access 
  • Mass Save ® HEAT  
  • Bicycle      
  • Energy & Fuel Conservation      
  • Farm Share

Learn More

 

Featured News
News
Our bumper sticker contest is in ful swing and we have already awarded thirteen winners a combined $3,250 & we're spotting more everyday!

What Does it Mean to Bank with a Co-op?

The  revenue we earn doesn’t go towards stockholders and investors; it goes towards competitive rates, member benefits, and other money saving services. All of our members own a piece of UMassFive, which means we work for you.

More About Membership

True Confessions: Friends think I'm weird because I rave about UMassFive more than anyone "with a life" should.

- Diane N.

Bank Local Anywhere.

Whether you use our online banking, mobile banking, local branches, or 5,000 networked, physical locations, UMassFive is always right around the corner. Plus, our Co-op Advantage Checking will refund fees from any ATM you use.

View Branches & ATM Locations