Skip to main content

UMassFive: A Community You Can Count On

At UMassFive, we are serious about making a positive difference in your financial life.

ATM fee refunds? Specialty loans you won’t find anywhere else? Competitive rates? Reward programs? We have it all. We’re member-owned, which means our earnings always go toward saving you money.

  • 6 month Term Share Certificate Special

    Get the most out of your time.

    For a limited time, we're offering a great promotional rate on 6 month Term Share Certificates. Call or stop in to open yours!

    View our Term Share Certificate Rates

  • More Savings, More Cheer!

    This season, gift yourself a little something extra to help make the holidays bright with a 7.99% APR Holiday Loan!

    Apply Today!

  • Welcome Northampton VA Medical Center Members!

    We're excited to welcome employees of the Northampton VA Medical Center, as well as members of the Northampton VAF FCU to the UMassFive Community!

    Continue Reading

  • We're a Drop-off Site for The River's "Cares for Kids"!

    Learn How You Can Help a Child This Holiday Season

Co-op Advantage Checking & Buzz Points

Co-op Advantage Checking

When you open a Co-op Advantage Checking account and sign up for Buzz Points, you are making the most of your membership. The savings start here.      

  • Absolutely no minimum balance      
  • ATM fee refunds up to $25/mo.      
  • High-yield interest rate

Learn More

Buzz Points

  • Earn 1 point for every $5 you spend
  • Earn extra points when shopping local
  • Redeem points for local merchant discounts   
  • Track/redeem points with the Buzz Points mobile app

Learn More

Sustainability Loans

Sustainability Loans

At UMassFive, we care about the future of our planet and we have special loans available for all kinds of sustainability projects, big and small.

  • Solar
  • Solar Access 
  • Mass Save ® HEAT  
  • Bicycle      
  • Energy & Fuel Conservation      
  • Farm Share

Learn More


Featured News
Retirement Planning & Investments
At some point in your life, you'll probably be faced with the question of whether you need life insurance.

What Does it Mean to Bank with a Co-op?

The revenue we earn doesn’t go towards stockholders and investors; it goes towards competitive rates, member benefits, and other money saving services. All of our members own a piece of UMassFive, which means we work for you.

More About Membership

True Confessions: Friends think I'm weird because I rave about UMassFive more than anyone "with a life" should.

- Diane N.

Bank Local Anywhere.

Whether you use our online banking, mobile banking, local branches, or 5,000 networked, physical locations, UMassFive is always right around the corner. Plus, our Co-op Advantage Checking will refund fees from any ATM you use.

View Branches & ATM Locations