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It's Easy Being Green


At UMassFive, we believe a sustainable tomorrow can start today—that's why we support community-based sustainability projects, big and small. From clean alternative transportation, to heating and energy, UMassFive has a loan for you.


Icon depicting the sun behind a home with solar panels installed.

MySolar Loans

For the purchase and installation of solar electric systems.

  • Low-interest loans that will not tie up the equity in your home
  • Up to $75,000 and 180 month terms 
  • No closing costs

Learn More

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HEAT Loans

For the installation of qualifying, energy-efficient home improvements. 

  • Through MassSave®
  • 0% APR
  • Up to $15,000 and 84 months (standard HEAT loan)
  • Up to $25,000 and 84 months (enhanced HEAT loan and non-owner occupied standard HEAT loan)

Learn More

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Bicycle Loans

For the purchase of a bicycle as a means of alternative transportation. 

  • 3.9% APR for standard Bicycles
  • Short Term
  • Exclusive 0% financing for Quadrini Electric Bicycles

Learn More

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Energy & Fuel Conservation Loans

Invest in energy efficient appliances, or other fuel-saving home improvements.

  • 3.9% APR
  • Up to 24 Months

Learn More

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0% Farm Share Loan

Support local farms, and enjoy great local food.

  • 0% APR
  • Fixed Six Month Term

Learn More

APR = Annual Percentage Rate