-Fraud Alert: We are aware of a card fraud phone/text scam that is currently targeting UMassFive members. Learn More.
-eStatements Unavailable: eStatements access within Online Banking is currently experiencing system issues.
UMassFive offers two outstanding Credit Card options for our members: Cash Back Visa® Signature and Low Rate Visa® Platinum.
Find your Features. | ![]() |
![]() |
Minimum Credit Limit | $5,000.00 | $500.00 |
No Annual Fee | ★ | ★ |
EMV Enabled for enhanced security | ★ | ★ |
Mobile Wallet Compatible | ★ | ★ |
No Balance Transfer Fee | ★ | |
1.5% Cash Back on All Purchases* | ★ | |
Our Lowest Rate | ★ | |
No Foreign Transaction Fees | ★ | |
Visa Signature Concierge | ★ | |
Lost Luggage Reimbursement** | ★ |
|
*Visa Cash Back is applied automatically as a statement credit quarterly for active paid accounts in good standing. Rebate is based upon net purchases minus returns, which may result in a negative rebate. Cash Back terms are not applicable for balance transfers and cash advances. See Cardholder Agreement disclosure for terms & conditions.
**See Visa Signature Cash Back terms & conditions for summary of coverage for Lost Luggage Reimbursement.