Skip to main content

Please be aware we are experiencing intermittent technical difficulties with receiving emails at our main email address - As always, our online and mobile banking services are available for your convenience, which includes the ability to send secure messages using online banking, as well as depositing checks using our mobile app. Thank you for your patience while we work diligently to correct this issue.


Credit Cards


UMassFive offers two outstanding Credit Card options for our members: Cash Back Visa® Signature and Low Rate Visa® Platinum.

Submit Your Application Online
Schedule Appointment

Hero Image Half
Earn unlimited 1.5%* cash back on every purchase!
Featuring our lowest rates to help you save money.
Find your Features.     Signature Card      low rate card
Minimum Credit Limit $5,000.00 $500.00
No Annual Fee
EMV Enabled for enhanced security  ★
Mobile Wallet Compatible
No Balance Transfer Fee    ★
1.5% Cash Back on All Purchases*  
Our Lowest Rate  
No Foreign Transaction Fees  
Visa Signature Concierge  
Lost Luggage Reimbursement**


*Visa Cash Back is applied automatically as a statement credit quarterly for active paid accounts in good standing. Rebate is based upon net purchases minus returns, which may result in a negative rebate. Cash Back terms are not applicable for balance transfers and cash advances. See Cardholder Agreement disclosure for terms & conditions.

**See Visa Signature Cash Back terms & conditions for summary of coverage for Lost Luggage Reimbursement.