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Credit Cards


UMassFive offers two outstanding Credit Card options for our members: Cash Back Visa® Signature and Low Rate Visa® Platinum.

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Earn unlimited 1.5%* cash back on every purchase!
Featuring our lowest rates to help you save money.
Find your Features.     Signature Card      low rate card
Minimum Credit Limit $5,000.00 $500.00
No Annual Fee
EMV Enabled for enhanced security  ★
Mobile Wallet Compatible
No Balance Transfer Fee    ★
1.5% Cash Back on All Purchases*  
Our Lowest Rate  
No Foreign Transaction Fees  
Visa Signature Concierge  
Lost Luggage Reimbursement**


*Visa Cash Back is applied automatically as a statement credit quarterly for active paid accounts in good standing. Rebate is based upon net purchases minus returns, which may result in a negative rebate. Cash Back terms are not applicable for balance transfers and cash advances. See Cardholder Agreement disclosure for terms & conditions.

**See Visa Signature Cash Back terms & conditions for summary of coverage for Lost Luggage Reimbursement.