Our Hadley Branch will remain closed for at least Thursday, October 15, and Friday, October 16, due to ongoing water and plumbing issues. We will be opening the drive-up ATM with an improvised traffic flow for your convenience. All other branches remain open as usual during normal business hours. Access your accounts anytime through online and mobile banking.

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Credit Cards

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UMassFive members can choose between two credit union credit cards: Rewards Visa® Signature and Low Rate Visa® Platinum.

Submit Your Application Online Schedule Appointment

  • Rewards Signature Visa Credit Card

    Earn points on every purchase, and choose how you'd like to be rewarded!

  • Low Rate Platinum Visa Credit Card

    Featuring our lowest rates to help you save money.

Find your Features.Signature Cardlow rate card
Minimum Credit Limit$5,000.00$500.00
No Annual Fee★★
EMV Enabled for enhanced security★ ★
Mobile Wallet Compatible★★
1.5 Points earned on All Purchases*★ 
Our Lowest Rate ★
No Foreign Transaction Fees★ 
Visa Signature Concierge★ 
Lost Luggage Reimbursement**★ 

* uChoose Rewards points accumulate automatically for all card purchases, and post at the start of each month. Points can be redeemed for rewards at any time via Online or Mobile Banking. Balance transfers and cash advances not eligible for points accumulation. See uChoose terms & conditions for additional information.

** See Guide to Visa® Signature Benefits for summary of coverage.