Our Hadley Branch remains closed as repairs continue. An exact reopening date is not yet available. The drive-up Smart ATM remains open for deposits and loan payments, but please use caution as traffic patterns may shift during construction. Check our website or social media next week for updates. All other branches remain open as usual. Access your accounts anytime through online and mobile banking.
Our Mortgage Team
Our Mortgage Consultant can help with all of your Home Buying needs!
Gary Talbot

Serving all UMassFive locations.
Gary is a licensed mortgage professional, NMLS #47462. His extensive education and experience in the home buying process benefits his clients, always providing for a smooth transaction from pre-approval to closing.
Gary has spent over 30 years in mortgage financing. He has worked for Member Advantage Mortgage (MAM) for nearly 10 years, and currently holds the position of Senior Mortgage Consultant. His areas of expertise include Conventional mortgages, Federal Housing Administration (FHA) loans, Veteran Administration (VA) Loan, Jumbo loan programs, and helping first-time homebuyers.
Gary resides in Westhampton Massachusetts with his wife Alaina, his son Garrett and their Golden Retriever named Gulliver. Gary enjoys hiking, golfing, disc golfing, snowboarding, and his favorite pastime is to see live music in any form.
View available appointments with Gary.
Awarded Silver Level MassHousing Loan Originator for Fiscal Year 2025
Since 2023, Gary has been helping members reach the goal of homeownership through the MassHousing program, and it has since become his go-to recommendation, especially for first-time buyers. Learn more about MassHousing here.


Member Advantage Mortgage, LLC, NMLS 1557 (www.nmlsconsumeraccess.org )