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Please be aware we are experiencing intermittent technical difficulties with receiving emails at our main email address - info@umassfive.coop. As always, our online and mobile banking services are available for your convenience, which includes the ability to send secure messages using online banking, as well as depositing checks using our mobile app. Thank you for your patience while we work diligently to correct this issue.

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Checking Accounts

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Checking How It Should Be—Free


No matter which checking account you choose, rest assured that convenience and security come standard. Enjoy the security and service of EMV Chip enabled Visa® Debit Cards, with zero monthly maintenance fees.

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Co-op Advantage Checking icon

Co-op Advantage Checking Account

It’s our best checking account, but what exactly is the Co-op Advantage? It means that you're getting our best dividend rate and up to $10 in ATM fee refunds each month. Best of all, the Co-op Advantage is always free.

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Basic Checking Account

Getting down to basics, with no frills and no dividends, this is the Checking Account for you.

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UMass has been the best credit union/bank I have been a part of...Co-op Points is my absolute favorite and I don’t know any other bank that offers this service. The Co-op Points have saved me hundreds of dollars, when times were tough and overdraft fees were coming. I am very thankful to be a part of UMassFive!

-Kristen T.