Our Hadley Branch will remain closed for at least Thursday, October 15, and Friday, October 16, due to ongoing water and plumbing issues. We will be opening the drive-up ATM with an improvised traffic flow for your convenience. All other branches remain open as usual during normal business hours. Access your accounts anytime through online and mobile banking.
Base Savings
Your simplest savings solution. As a member of UMassFive, you're automatically enrolled in this savings account to house your $5 share of the Credit Union. It's free to use, and is built in your interest.
Base Savings Rates
| Minimum Opening Deposit | Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| $5 | $0 - $500 | 0.25% | 0.25% |
| - | $500.01 and over | 0.05% | 0.25% - 0.05% |
| Rates subject to change at any time. Rates effective as of October 5, 2026. APY is accurate as of the last dividend declaration date., |
Base Savings Account Rates
*Rates as stated for Base Savings Accounts apply only to the portions of the account balance in each tier, which will result in a blended Annual Percentage Yield for the full account balance. Fees could reduce the earnings on this account. Rate may change after account is opened.