Our Money Manager accounts are a great option for earning a higher dividend rate while keeping your savings within reach. With multiple earning tiers, the higher your savings balance, the more you'll earn.
Both our Money Manager Savings, and Money Manager Plus Savings accounts are available in separate savings tiers, allowing you to earn a higher rate for larger balances.
Both accounts allow you to systematically save through payroll deduction, and are a great way to save for more medium to long term goals–such as saving for a car, or house.
While competitive with our Term Deposit Certificate rates, Money Manager Accounts are similar to a regular savings account, allowing you to withdraw or transfer funds as needed. That means you don't need to worry about your money being locked into a term if a financial emergency arises.
| Tier | Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| 1 | $0-$25,000 | 0.50% | 0.50% |
| 2 | $25,000.01-$50,000 | 0.60% | 0.60% |
| 3 | $50,000.01-$75,000 | 0.70% | 0.70% |
| 4 | $75,000.01+ | 0.80% | 0.80% |
The Money Manager Savings account is dividend bearing with a $2,500 minimum balance required to open an account. A $10.00 service charge will be applied once per month if the balance drops below $2,500 at any time during the month.
| Rates subject to change at any time. Rates effective as of October 1, 2025. APY is accurate as of the last dividend declaration date., |
| Tier | Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|
| 1 | $0 - $100,000 | 1.00% | 1.00% |
| 2 | $100,000.01-$200,000 | 2.75% | 1.00% - 1.89% |
| 3 | $200,000.01 and over | 3.00% | 1.89% - 2.81% |
Rates as stated for Money Manager Plus Savings accounts apply only to the portions of the account balance in each tier, which will result in a blended Annual Percentage Yield for the full account balance. The Money Manager Plus Savings account is dividend bearing with a $100,000 minimum balance required to open an account. A $25.00 service charge will be applied once per month if the balance drops below $100,000 at any time during the month.
| Rates subject to change at any time. Rates effective as of October 1, 2025. APY is accurate as of the last dividend declaration date., |
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