Please be aware that Online and Mobile Banking are currently experiencing intermittent system issues. We are actively working to restore access, but currently have no estimated time for complete resolution of the problem. Thank you for your patience while we work diligently to correct this issue.
Better rates on higher education
Our Coverdell Education accounts can help you save for your family's future education costs, whether that's for two years, four years, or more!
Earnings (Dividends) are tax-free if they are used to pay for educational expenses.
Low Initial Deposit
With minimum balances starting at $500, you can begin earning a higher rate sooner.
Education Account Rates
|Product||Minimum Balance||Dividend Rate||Annual Percentage Yield|
|IRA Share Account||No Minimum Balance||0.03%||0.03%|
|90 Days Fixed||Over $500||0.03%||0.03%|
|6 Month Fixed||Over $500||0.10%||0.10%|
|9 Month Fixed||Over $500||0.15%||0.15%|
|12 Month Fixed||Over $500||0.20%||0.20%|
|15 Month Fixed||Over $500||0.20%||0.20%|
|18 Month Fixed||Over $500||0.25%||0.25%|
|22 Month Fixed||Over $500||0.25%||0.25%|
|24 Month Fixed||Over $500||0.30%||0.30%|
|29 Month Fixed||Over $500||0.35%||0.35%|
|36 Month Fixed||Over $500||0.40%||0.40%|
|48 Month Fixed||Over $500||0.50%||0.50%|
|60 Month Fixed||Over $500||0.60%||0.60%|
|Rates subject to change at any time. Rates effective as of September 7, 2021.|
Prepare for College!