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COVID-19 Updates - Important information regarding branch & service availability, remote banking options, resources for financial hardship, and more: Click Here

UMassFive has been approved to be a lender of the SBA's Payroll Protection Program (PPP) as a part of the recently passed 2020 CARES Act, and will be eligible to process PPP loans through the SBA's loan delivery system as soon as this system is made available to us. Please email our Commercial Services Division for additional information.

Holiday Club Savings


Be a hero for the holidays.

Sometimes it seems like the holidays just sneak up, and before you know it your credit card limits are a little stressed. Take some pressure out of the holiday season and automatically set aside funds all year, so you'll never have to pass up that perfect gift.


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Remove Temptation:

Designed with a single purpose in mind, Holiday Club Accounts automatically transfer their balance once a year on September 30 to your Checking or Primary Share Account.

Stay Organized

Set up automatic transfers to make saving for the holidays simple!

Holiday Club Account Rates

Product Minimum Balance Dividend Rate Annual Percentage Yield
Holiday Club $5 0.05% 0.05%
Rates subject to change at any time. Rates effective as of April 1, 2020.

Save for the Holidays!


This interest-bearing account requires a minimum balance of $5. Dividends are compounded and credited monthly.