Hit the open road.
UMassFive has great financing solutions for motorcycles.
Motorcycle Loan Rates
| Product | Annual Percentage Rate (APR) | APR: 2,500 Co-op Points | Term | Limits |
|---|---|---|---|---|
| Motorcycle New & Used | 7.49% | 7.24% | 36 Months | 100% Financing |
| Motorcycle New & Used | 8.24% | 7.99% | 48 Months | 100% Financing |
| Motorcycle New & Used | 8.80% | 8.55% | Over 48 Months | 100% Financing |
| The current prime rate is: 6.75%. Rates effective as of August 3, 2026. Rates subject to change at any time. |
Disclosures and additional details
The current prime rate is: 6.75%. Rates effective as of August 3, 2026. Rates subject to change at any time.
Disclosures
- A new motorcycle loan generally will carry a term up to four years. Used motorcycle purchases will usually be paid in three years. Longer terms may be available.
- Members may borrow up to 100% of the Manufacturer's Suggested Retail Price for the purchase of a new motorcycle and up to 100% of the NADA Retail Value for used motorcycle purchases. GAP Insurance is also available for motorcycle loans.
- Payment example: 7.49% APR for 36 months equals $31.20 per $1,000 borrowed.
- Terms over 48 months are only available for loan amounts above $15,000.