Our Hadley Branch remains closed as repairs continue. An exact reopening date is not yet available. The drive-up Smart ATM remains open for deposits and loan payments, but please use caution as traffic patterns may shift during construction. Check our website or social media next week for updates. All other branches remain open as usual. Access your accounts anytime through online and mobile banking.
Hit the open road.
UMassFive has great financing solutions for motorcycles.
Motorcycle Loan Rates
| Product | Annual Percentage Rate (APR) | APR: 2,500 Co-op Points | Term | Limits |
|---|---|---|---|---|
| Motorcycle New & Used | 7.49% | 7.24% | 36 Months | 100% Financing |
| Motorcycle New & Used | 8.24% | 7.99% | 48 Months | 100% Financing |
| Motorcycle New & Used | 8.80% | 8.55% | Over 48 Months | 100% Financing |
| The current prime rate is: 7.00%. Rates effective as of October 5, 2026. Rates subject to change at any time. |
Disclosures and additional details
The current prime rate is: 6.75%. Rates effective as of August 3, 2026. Rates subject to change at any time.
Disclosures
- A new motorcycle loan generally will carry a term up to four years. Used motorcycle purchases will usually be paid in three years. Longer terms may be available.
- Members may borrow up to 100% of the Manufacturer's Suggested Retail Price for the purchase of a new motorcycle and up to 100% of the NADA Retail Value for used motorcycle purchases. GAP Insurance is also available for motorcycle loans.
- Payment example: 7.49% APR for 36 months equals $31.20 per $1,000 borrowed.
- Terms over 48 months are only available for loan amounts above $15,000.