Our Hadley Branch remains closed as repairs continue. An exact reopening date is not yet available. The drive-up Smart ATM remains open for deposits and loan payments, but please use caution as traffic patterns may shift during construction. Check our website or social media next week for updates. All other branches remain open as usual. Access your accounts anytime through online and mobile banking.
HEAT Loans
Through our partnership with Mass Save®, we are able to offer an array of interest free loans to assist with the installation of qualified energy efficient improvements in your home. No matter how big or small, we have a financing option for you.
Choose Your Size
Whether you have a small project or a larger one, you can choose the HEAT loan that works for you. Access the Mass Save site for more information.
Non-Owner Occupied? Mass Save has you covered too!
Check out our business sustainability lending for assistance with your needs.
Through the Mass Save HEAT Loan Program, you may be eligible to receive 0% financing up to $25,000 for qualifying energy-efficiency upgrades. Please reference the details below for complete eligibility details.
- Weatherization
- Pre-weatherization barriers
- ENERGY STAR certified replacement windows*
- Residential batteries enrolled in ConnectedSolutions
- Heat pump projects
- Heat pump water heaters
| Type | Annual Percentage Rate | Max Term | Balance |
|---|---|---|---|
| Micro | 0.00% | 24 Months | $500-$2,000 |
| Standard | 0.00% | 84 Months | $2,001-$15,000 |
| Expanded | 0.00% | 84 Months | $15,001-$25,000 |
Payment example: 0.00% for 24 months equals $41.67 per $1,000 borrowed.
Financial Knowledge:
*Must be in conjunction with completed weatherization recommendations.
Note: The maximum loan amount is over the lifetime of a customer’s energy efficiency upgrades. Eligible energy efficiency measures can be financed until the maximum loan amount is reached.