Our Hadley Branch remains closed as repairs continue. An exact reopening date is not yet available. The drive-up Smart ATM remains open for deposits and loan payments, but please use caution as traffic patterns may shift during construction. Check our website or social media next week for updates. All other branches remain open as usual. Access your accounts anytime through online and mobile banking.
Vacation Loan
Whether you're planning a getaway close to home or a trip across the globe, UMassFive is here to help fund your next adventure.
Make your dream vacation a reality.
If you’re looking to elevate your summer plans, our Vacation Loan offers a flexible, affordable way to make it happen.
Borrow up to $10,000 to fund your next adventure—or reach another important goal—with the ease of low-rate financing and terms designed to fit your needs.
- Borrow up to $10,000
- Rates as low as 7.74% APR* (for a 12 month term)
- No pre-payment penalty
| Term | APR* |
|---|---|
| 12 Months | 7.74% |
| 24 Months | 7.99% |
| 36 Months | 8.99% |
*APR is annual percentage rate. The rates and payments disclosed are based on a minimum credit score of 660. To receive approval for this offer, applicants must satisfy any applicable criteria bearing on their creditworthiness, including income, employment, and any other information provided on their application. The maximum loan amount is $10,000. A minimum approval of $500 required. Offer does not apply to the refinancing or paying off of any other UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. Payment example: The monthly payment for a 7.74%, 12-month term loan is $87.14 per $1,000 borrowed. This offer ends June 30, 2026.