At UMassFive, we understand that our members have unique needs, and that those needs also change throughout the various stages of a lifetime. This fundamental appreciation drives us to offer a wide-ranging slate of loan options so we can be there with the financing you need, no matter where you are on your financial journey.
Newsletter 2021 V2 Article - A Loan for All Your Needs
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From the traditional loans you’d expect, to specialty options we’ve curated, UMassFive offers an array of loans with various repayment terms and perks—like lowering rates even further with Co-op Points, and skipping up to the first three months of payments on qualified loans. We also offer the ability to refinance loans, such as Auto Loans, Student Loans, and Mortgages that you may already have with other financial institutions or providers. Considering the current low rate environment, we recommend giving our Consumer Lending team a call at 413.588.5889 to discuss the options you may have. Depending on your situation, we may be able to lower your monthly payment and/or shorten the term of your loan!
For an overview of our loan offerings, please see the various sections below. Click on the button beneath each section for additional information, including the ability to apply online at any time!
Personal & Specialty Loans
We offer a variety of personal and specialty loans including our current Update Your Space Personal Loan special (see back page for more info) to help finance upgrading the technology in your home.
Whatever you’re in the market for, we’re here to help with quick and easy online application and compassionate staff to walk you through every step of the financing process. After all, it is our mission to serve you!
Home Loans
From Mortgages and home equity options, to home improvement projects and even special mortgage programs for those in the medical field, we are here for all your home lending needs.
Vehicle Loans
If you’re shopping for a motorcycle, car, or truck, or if you are ready to hit the road in a new RV, we’ve got your automobile financing covered. We also offer Auto insurance, GAP, and warranty services to help keep your ride, and yourself, covered.
Student Loans
Whether you’re an undergraduate just beginning your journey, heading back for your master’s, or looking to refinance your student debt, we have private loan options to assist you.
Sustainability Loans
At UMassFive, we believe a sustainable tomorrow can start today—that’s why we support community-based sustainability projects, big and small. From clean alternative transportation to solar, heating, and energy, we are here for you with all of your green lending needs.
We’re also big on supporting local farmers who feed our communities. If your green lifestyle includes eating local, make sure to check out our zero-interest Farm Share Loans that can connect your family to an entire season’s worth of fresh local produce.