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Loan Rates

The current prime rate is: 3.50%. Rates effective as of April 1, 2022. Rates subject to change at any time.

Auto Loans @

Product Annual Percentage Rate Max Term
  Rates Start at...  
Autos: New, Used, and Refinancing 2.34% 24 to 66 Months
Autos: New, Used, and Refinancing 2.99% 67 to 72 Months
Autos: New, Used, and Refinancing 3.79% 73 to 84 Months

Payment example: 2.34% APR for 66 months equals $16.17 per $1,000 borrowed.
Terms over 66 months are only available for loan amounts above $15,000.

@ Annual Percentage Rate and maximum loan-to-value based on your credit score, vehicle age, and vehicle mileage. Your actual rate may be higher.

Motorcycle Loans 

Product Annual Percentage Rate Term Limits
Motorcycle
New & Used
7.49% 36 Months 100% Financing
Motorcycle
New & Used
8.24% 48 Months 100% Financing
Motorcycle
New & Used
8.80% Over 48 Months 100% Financing

Payment example: 7.49% APR for 36 months equals $31.20 per $1,000 borrowed.
Terms over 48 months are only available for loan amounts above $15,000.

RV Loans 

Product Annual Percentage Rate Max Term
RV
New & Used
7.49% 36 Months
RV
New & Used
8.24% 48 Months
RV
New & Used
8.80% Over 48 Months

 

Payment example: 7.49% APR for 36 months equals $31.20 per $1,000 borrowed.
Terms over 48 months are only available for loan amounts above $20,000.

Bicycle Loans

Product Annual Percentage Rate Limit Maximum Term
  Rates Starting At...    
Standard Bicycle Loan 3.90% $5,000 36 Months
Quadrini Bicycle Exclusive 0% $5,000 36 Months

Payment example: 3.90% for 36 months equals $29.53 per $1,000 borrowed.

Visa Credit Cards נ

 

Product

Annual Percentage Rate Max Term Limits
Cash Back Visa Signature Credit Card 13.00% - 18.00% Revolving $25,000.00

Cash Back Visa Signature: Variable rates subject to change. Rates are based on an index of Prime Rate plus a margin of 9.50%, 10.50%, 11.50%, 13.50%, 15.00%, or 18.00% based on your credit score (maximum capped at 18.00%.

Product Annual Percentage Rate Max Term Limits
Low Rate Visa Platinum Credit Card 10.00% - 14.00% Revolving $25,000.00

View the Credit Card Application and Solicitation Disclosure.

Low Rate Visa Platinum: Variable rates subject to change. Rates are based on an index of Prime Rate plus a margin of 6.50%, 7.50%, 8.50%, or 10.50% based on your credit score.

† Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.

Fixed Home Equity Loans ¥#

Product Annual Percentage Rate

Max Term

  rates starting at...  
Up to 80% Loan-to-Value
Home Equity Loan
2.99%  60 Months
Up to 80% Loan-to-Value
Home Equity Loan
3.24% 120 Months
Up to 80% Loan-to-Value
Home Equity Loan
3.49% 180 Months
Up to 80% Loan-to-Value
Home Equity Loan
3.74% 240 Months
Over 80% to 90% Loan-to-Value
Home Equity Loan
5.24% 60 Months
Over 80% to 90% Loan-to-Value
Home Equity Loan
5.49% 120 Months
Over 80% to 90% Loan-to-Value
Home Equity Loan
5.74% 180 Months
Over 90% to 100% Loan-to-Value
Home Equity Loan
5.24% 60 Months
Over 90% to 100% Loan-to-Value
Home Equity Loan
5.49% 120 Months
Over 90% to 100% Loan-to-Value
Home Equity Loan
5.74% 180 Months

Payment example: 2.99% for 60 months equals $17.97 per $1,000 borrowed.

¥ Annual Percentage Rate is based on a combination of your credit score and loan to value. Your actual rate may be higher.

# Property insurance required.

Home Equity Lines of Credit ¥#*

Product Annual Percentage Rate Max Term
Up to 80% Loan-to-Value Special Introductory Rate^ 2.24% 12 Month Intro Period
Up to 80% Loan-to-Value Home Equity Line of Credit 3.50% 10 year draw, 10 year repay 
Over 80% to 90% Loan-to-Value Home Equity Line of Credit 4.50% 10 year draw, 10 year repay 

 

^Introductory 2.24% APR available for first 12 months, whether or not funds have been advanced during that time, if loan is approved prior to June 30, 2022. After 12 months, your interest rate will be variable based on the Prime Rate. The current prime rate is 3.50%. This offer is subject to an evaluation of applicant credit, appraised value of the home, and existing liens.

¥ Annual Percentage Rate is based on a combination of your credit score and loan to value. Your actual rate may be higher. The floor rate is 3.50%

# Property insurance required.

* The rate is adjusted monthly according to the Prime Rate as published in the Wall Street Journal on the third Thursday of each month. The maximum Annual Percentage Rate that may be imposed in a variable-rate plan is 18.00%.

Student Loans Rates - visit here

CES Continuing Education Loans

Annual Percentage Rate Limit Maximum Term
8.50% $22,000 84 Months

Payment example: 8.50% for 84 months equals $348.37 per $1,000 borrowed.

Personal Loans

Product Annual Percentage Rate Max Term Limits
Personal 11.99% 60 Months^ $25,000.00
Personal Line of Credit 13.50% Revolving $25,000.00
Overdraft Line of Credit 13.50% Revolving $25,000.00
Computer 9.90% 48 Months $15,000.00
Home Improvement 5.75% 36 Months $15,000.00
Home Improvement 6.75% 60 Months $15,000.00
Home Improvement 10.50% 84 Months $15,000.00
Energy & Fuel Conservation 3.90% 24 Months $3,000.00

 

Payment example: 11.99% for 48 months equals $26.33 per $1,000 borrowed.

† Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.
^ 60 month term available for loan amounts of $15,001 or greater. Terms up to 48 months available for loan amounts of $15,000 or less.

 

MySolar Loans *<>

Annual Percentage Rate Max Term Limit
Rates Starting At...    
4.49% 60 Months $75,000
4.99% 120 Months $75,000
5.99% 180 Months $75,000

Payment example: 4.49% for 60 months equals $18.64 per $1,000 borrowed.

* The rate is adjusted monthly according to the Prime Rate as published in the Wall Street Journal on the third Thursday of each month.

<> Interest rate fixed for life of the loan.

Credit Building Loans ^

Product Annual Percentage Rate Max Term

Limits

Share Secured View here 120 Months Available Balance in account.
Credit Builder Loan View here 36 Months $1,000.00

Payment example: 3.03% APR for 12 months equals $84.81 per $1,000 borrowed.

^ Interest rate is 3.00% above dividend earned.

Specialty Loans

Product Annual Percentage Rate Max Term Limits
Micro HEAT Loan 0.00% 24 Months $500 - $2,000
Standard HEAT Loan 0.00% 84 Months $2,001 - $15,000
Enhanced HEAT Loan 0.00% 84 Months $15,001 - $25,000
Non - Owner Occupied Standard HEAT Loan 0.00% 84 Months $5,000 - $25,000
Farm Share Loan 0.00% 6 Months $200 - $800

 

Payment example: 0.00% for 6 months equals $116.67 per $700 borrowed

Loan rates are subject to change at any time.