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Cash Back Signature Visa


Earn Unlimited 1.5% Cash Back

With UMassFive's Cash Back Signature Visa Credit Card you earn cash back on every one of your purchases. Best of all, there's no limit to how much you can earn!


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Unlimited 1.5% Cash Back

No revolving rewards, no guessing—earn 1.5% cash back on every purchase.

Exclusive Travel Features

With UMassFive exclusive features like No Foreign Transaction Fees, Lost Luggage Reimbursement, and Visa Signature Concierge, the Cash Back card is a must-pack item for your next destination.

No Annual Fee

UMassFive will not charge you an annual fee for either of our credit cards.

    Trusted Security

    We take security very seriously. Our credit cards have the following enhanced security features to protect you against fraud:

    • Note: When your Visa credit card is being used in an unusual location or manner, we take notice. Please let us know about your travel plans, such as vacations, to avoid any service interruption.

    Cash Back Visa Signature Card Rate



    Annual Percentage Rate Max Term Limits
    Cash Back Visa Signature Credit Card 12.75% - 18.00% Revolving $25,000.00

    ^APR = Annual Percentage Rate. Rate valid for 12 months from the date of first transfer, after 12 months, standard posted rates will apply on your remaining balance, ranging from 12.75%-18.00% APR. Offer ends April 15, 2021. 

    ^^ Balance transfer fees waived on Cash Back Signature Visa Credit Card during the promotional period.

    Ready to apply for your Cash Back Credit Card?



    For disclosures and additional details, visit here.

    Financial Knowledge: