Newsletter 2021 V3 Article: Financial Wellness
Join our UMassFive CFS* Financial Advisors: Cooper Cerulo, Aimee Marden, and Dana Graham for an engaging forum on the topic of retiring with confidence.
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Moderated by John Konikowski, RICP®, our experienced panel of CFS Financial Advisors will share their insight and knowledge regarding your financial circumstances following more than a year of financial uncertainty for many. In addition to the pandemic, there were regulatory changes with the SECURE Act and the CARES Act that impacted many individuals’ retirement savings accounts. Understanding the current economic environment and applying appropriate fundamental financial strategies may help you feel more confident about your future. Bring your questions for our Panel, and use this opportunity to review your plans to ensure you are on track to Retire Confidently.
Meet Our New Investment Advisor Assistant: Sam Einzig
Have you met Sam? He’s the newest member of UMassFive’s Retirement Planning and Investments team available through CUSO Financial Services, L.P.* Sam supports the FIS team by scheduling appointments, sending appointment reminders, helping with advisor administrative duties and service work, and is the main contact for FIS clients. Prior to taking on his latest Credit Union role with FIS, Sam began here as a Member Service Specialist in September 2018. He is licensed as a producer of life insurance and accident and health or sickness insurance in Massachusetts and is currently pursuing the Financial Industry Regulatory Authority’s (FINRA) Series 7 and 66 securities licenses. Sam holds a Bachelor’s degree from Berklee College of Music in Boston, where course studies in music business and taxation in the music industry kindled his love, interest, and knowledge for the financial world and helping people. Hailing from Feeding Hills, Massachusetts, Sam’s hobbies include golf, and playing and teaching the drums. He loves dogs and coffee, and his leisure time is best spent with his girlfriend, Olivia, and their dog, Charlie.
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Contact Sam today to schedule an appointment with one of our CFS* Financial Advisors at 413.658.5295 or seinzig@umassfive.coop
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* Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the Credit Union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. UMassFive College Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to Credit Union members. CUSO Financial Services, L.P. (CFS) and its Registered Representatives do not provide tax or legal advice. Clients should always check with their tax advisor before engaging in any transaction involving IRAs or tax-advantaged investments. Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual’s personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.