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We Can Help You Get to College.


But, we won't help you move in. 

At UMassFive, we want to help with your educational goals as economically as we can. That's why we encourage our members to explore all other avenues (grants, scholarships, and FSA) before they consider taking out a loan with us. If you wind up needing a private student loan, we are here to help. All of our student loans are approved using UMassFive underwriting criteria and are owned by us, not some huge bank.

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Student Choice Student Loans

Made possible through our collaboration with Credit Union Student Choice.

  • Zero origination fees
  • Low variable and fixed rates
  • Flexible repayment & in-school deferment options
  • Must be 18 years of age at the time of application
  • Applicants must become members of UMassFive, Co-signers are not required.
  • May be used to finance MBAs and Masters of Accounting degrees through our Graduate Business Private Student Loan

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CES Continuing Education Loans

Made possible through our collaboration with Collaborative for Educational Services (CES).

  • For students enrolled in CES Educator Licensure Programs throughout the Commonwealth
  • Students pursuing Masters degrees and certificates of advanced graduate study may also be eligible for funding

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UMass Memorial Resident Mortgage

A special mortgage available to UMass Memorial Medical Residents.

  • Available to current residents and fellows looking to purchase a home
  • Recent graduates (within the last 5 years) of the UMass Medical School are also eligible
  • Special financing terms
  • Please contact Tom Keville for more information and to apply

Learn More