COVID-19 Updates - Important information regarding branch & service availability, remote banking options, resources for financial hardship, and more: Click Here
Credit Cards
UMassFive offers two outstanding Credit Card options for our members: Cash Back Visa Signature and Low Rate Visa Platinum.
Earn unlimited 1.5%* cash back on every purchase!
/sites/default/files/styles/background_image/public/images/callout/CreditCards-02_5.jpg?itok=wH_EPi05
purple
Featuring our lowest rates to help you save money.
/sites/default/files/styles/background_image/public/images/callout/CreditCards-03_1.jpg?itok=RKBWVdZm
yellow
| Find your Features. |  |
 |
| Minimum Credit Limit | $5,000.00 | $500.00 |
| No Annual Fee | ★ | ★ |
| EMV Enabled for enhanced security | ★ | ★ |
| Mobile Wallet Compatible | ★ | ★ |
| No Balance Transfer Fee | ★ | |
| 1.5% Cash Back on All Purchases* | ★ | |
| Our Lowest Rate | ★ | |
| No Foreign Transaction Fees | ★ | |
| Visa Signature Concierge | ★ | |
| Lost Luggage Reimbursement** | ★ |
|
*Visa Cash Back is applied automatically as a statement credit quarterly for active paid accounts in good standing. Rebate is based upon net purchases minus returns, which may result in a negative rebate. Cash Back terms are not applicable for balance transfers and cash advances. See Cardholder Agreement disclosure for terms & conditions.
**See Visa Signature Cash Back terms & conditions for summary of coverage for Lost Luggage Reimbursement.