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Checking Accounts

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Checking How It Should Be—Free


No matter which checking account you choose, rest assured that convenience and security come standard.

Enjoy the security and service of EMV Chip enabled Visa® Debit Cards, with zero monthly maintenance fees. 

Even better—we understand that changing financial institutions can be a daunting process, so we've simplified transferring your existing Direct Deposit or Payroll Deductions to your UMassFive Checking Account. All you have to do is Click, Switch, and Go.

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Co-op Advantage Checking icon

Co-op Advantage Checking Account

It’s our best checking account, but what exactly is the Co-op Advantage? It means that you're getting our best interest rate and up to $25 in ATM fee refunds each month. Plus, with Buzz Points activated, you’ll earn cash rebates for purchases you already make using your debit card. Best of all, the Co-op Advantage is always free.

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Basic Checking Account

Getting down to basics, with no frills and no interest, this is the Checking Account for you.

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UMass has been the best credit union/bank I have been a part of...Co-op Points is my absolute favorite and I don’t know any other bank that offers this service. The Co-op Points have saved me hundreds of dollars, when times were tough and overdraft fees were coming. I am very thankful to be a part of UMassFive!

-Kristen T.