Skip to main content

Fixed Home Equity Loans

/sites/default/files/images/hero/full/iStock-489036584.jpg

Lock in a great rate with our Fixed Home Equity Loan and use the equity in your home to pay off contractors, fund a project, or plan a getaway.

 

Hero Image Full

With a fixed interest loan, your rate will never go up.

Simply borrow what you need to fund your project. Many people leverage the equity in their home for things like:

blue

Consolidate Existing Debt 

If you’re looking to consolidate existing debt into one simple payment, or are shopping for a lower interest rate, a Home Equity Loan may be right for you.

Make Home Improvements

Did you know you can use the equity in your home to make updates that increase its value?

Retire Your Mortgage

A Fixed Home Equity Loan from UMassFive could wipe out your mortgage while offering you a better rate.

Fixed Home Equity Loan Rates

Product Annual Percentage Rate

Max Term

Limits

  rates starting at...    
Retire Your Mortgage Up to 65% Loan-to-Value
Home Equity Loan`
3.99%

120 Months

$250,000.00
Up to 80% Loan-to-Value
Home Equity Loan
3.50%  60 Months $250,000.00
Up to 80% Loan-to-Value
Home Equity Loan
4.24% 120 Months $250,000.00
Up to 80% Loan-to-Value
Home Equity Loan
4.74% 180 Months $250,000.00
Up to 80% Loan-to-Value
Home Equity Loan
5.24% 240 Months $250,000.00
Over 80% to 90% Loan-to-Value
Home Equity Loan
5.75% 60 Months $250,000.00
Over 80% to 90% Loan-to-Value
Home Equity Loan
6.49% 120 Months $250,000.00
Over 80% to 90% Loan-to-Value
Home Equity Loan
6.99% 180 Months $250,000.00

`Max 65% LTV and must be in the 1st lien position

Ready to Apply for a Home Equity Loan?

/sites/default/files/styles/background_image/public/images/cta/iStock-489036584.jpg?h=ac778ff2&itok=Z8Gqsw7e