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Student Loans


With a private student loan from UMassFive you can finance the rest of your undergraduate or graduate expense at competitive rates with no origination fees.


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If you have already made full use of grants, scholarships, and federal loans, and still have a need for financing, you may want to look at a private student loan for college. CU Student Choice loans are approved using UMassFive underwriting criteria and are owned by the Credit Union.

View Undergraduate Student Loan Rates View Graduate Student Loan Rates

Impacted by the Coronavirus Pandemic? We're here to help.


Zero origination fees

While many private student loans have an origination fee, with our student loan, what you see is what you get.

Competitive Variable and Fixed Rates

We offer competitive variable and fixed rates on our student loans.

Flexible repayment options

Choose a plan that fits your needs upon graduation, whether it is a standard repayment plan or a graduated plan where your payments start small, and grow with your income.

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Support During COVID-19

In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, in regard to your student loan account we have taken steps to ensure that you have access to the services and personalized support that you may need.

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at (Payments by mail should be sent to University Accounting Service, PO Box 5879, Carol Stream, IL 60197-5865.)

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.


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