Low Rate Platinum Visa
Our Best Rate
We have created our Low Rate Platinum Visa Credit Card to be both secure and affordable. You won't have to jump through hoops to understand how to avoid being overcharged.
We set our rates to help our members save money.
Highly Competitive Rates
Our Low Rate Platinum Visa Credit Card offer rates that are competitive within the market.
No Balance Transfer Fee
UMassFive not only offers a great interest rate, we also save you money by helping you avoid common fees. We do not charge a fee for transferring funds from another credit card to our Visa Credit Card.
No Annual Fee
UMassFive does will not charge you an annual fee on either of our Credit Cards.
We take security very seriously. Our credit cards have the following enhanced security features to protect you against fraud:
- Visa Real Time Purchase Alerts. Receive a text or email alert each time you swipe your UMassFive Credit Card.
- EMV Chip technology.
- Verified By Visa. Designed to help you keep your transactions and personal information safe.
- Note: When your Visa credit card is being used in an unusual location or manner, we take notice. Please let us know about your travel plans, such as vacations, to avoid any service interruption.
Low Rate Visa Platinum Card Rates
|Product||Annual Percentage Rate||Max Term||Limits|
|Low Rate Visa Platinum Credit Card||9.75% - 13.75%||Revolving||$25,000.00|
^APR = Annual Percentage Rate. Rate valid for 12 months from the date of first transfer, after 12 months, standard posted rates will apply on your remaining balance, ranging from 9.75%-13.75% APR. Offer ends April 15, 2021.
Ready to apply for your Low Rate Credit Card?