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Energy & Fuel Conservation Loans

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Going green? We’ll finance virtually any energy-saving purchase or improvement you make to your home

 

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Efficiency, financed.


 

From updating your appliances to use less energy, to insulating your home to keep the energy you're producing in. We want to help you make sustainable decisions. 

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    The Energy & Fuel Conservation Loan can be used for:

    • Home heating expenses such as oil bills (including pre-paid plans), propane/natural gas, wood/wood pellets, coal, etc.
    • Pre-paid gas cards, bus cards, and other public transportations passes.
    • ENERGY STAR rated appliances (including furnaces).
    • Energy-saving home improvements (insulation, weather-stripping, hot water heaters, windows, etc.).

    Lower Your Rate Even More With Co-op Points

    That's right. With 2,500 Co-op Points, you can reduce your Energy & Fuel Conservation Loan rate by 0.25%. Do you have 5,000 Points? You can reduce that rate by up to 0.50%!

    Learn more about Co-op Points

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    Purpose Annual Percentage Rate Limit Maximum Term
    Home Heating 3.90% $3,000 12 Months
    Other Improvements 3.90% $3,000 24 Months
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    For disclosures and additional details, visit here.