Personal Loans:
A traditional loan for a set amount, with one disbursement and a fixed term.
- Fixed monthly payment
- Can be used for a wide variety of borrowing needs
Whether you need a small personal loan or a large one, UMassFive offers low interest rates to meet your needs. Apply online or at a branch near you.
A traditional loan for a set amount, with one disbursement and a fixed term.
Use as much or as little as you need, whenever you need it. This loan stays open, and you'll only repay what you use.
| Product | Annual Percentage Rate | Max Term | Limits |
|---|---|---|---|
| Personal | 13.50% | 48 Months | $15,000.00 |
| Personal Line of Credit | 13.50% | Revolving | $25,000.00 |
| Overdraft Line of Credit | 13.50% | Revolving | $25,000.00 |
| Computer | 9.90% | 48 Months | $15,000.00 |
| Home Improvement | 5.75% | 36 Months | $15,000.00 |
| Home Improvement | 6.75% | 60 Months | $15,000.00 |
| Home Improvement | 10.50% | 84 Months | $15,000.00 |
| Energy & Fuel Conservation | 3.90% | 24 Months | $3,000.00 |
Ready to apply for your Personal Loan?
*For disclosures and additional details, visit here.