Skip to main content

Please be aware we are experiencing intermittent technical difficulties with receiving emails at our main email address - As always, our online and mobile banking services are available for your convenience, which includes the ability to send secure messages using online banking, as well as depositing checks using our mobile app. Thank you for your patience while we work diligently to correct this issue.


CES Continuing Education Loans


Higher education, achieved.

Whether you want to teach Special Education, Math, ESL or another subject, UMassFive has created a unique partnership with CES to help you continue your journey.


Hero Image Full

CES Licensure Financing

The CES Licensure Program offers courses and educator preparation programs to meet the needs of today's educators.

UMassFive and Collaborative for Educational Services (CES) have partnered to provide loans to students enrolled in CES Educator Licensure Programs throughout the Commonwealth.

Financing for Masters & More Through Fitchburg State University

Financing is also available for those pursuing Masters Degrees and Certificates of Advanced Graduate Study through CES’s higher education partner, Fitchburg State University. 

CES Continuing Education Loan Rates

Annual Percentage Rate Limit Maximum Term
8.50% $22,000 84 Months

Ready to take your knowledge further?


For disclosures and additional details, please visit here.