Official Credit Union of UMass Athletics

Official Credit Union of UMass Athletics



UMassFive College Federal Credit Union offers an array of loans with various repayment terms to meet your needs, from financing a car to a home, and much more. And don't forget, you can reduce your loan rate on many loans by using Co-op Points!

Auto Loans

Our flexible terms allow us to give you a monthly payment that fits your budget.

Motorcycle Loans

UMassFive has great financing solutions for motorcycles.

Bicycle Loans

We support alternative modes of transportation, including pedal bikes, at competitive low rates.We also offer a 0% interest loan on Quadrini electric bikes, as part of our partnership with Electric Ride in Florence, MA.

VISA Credit Cards

UMassFive offers two outstanding Credit Card options for our members: Cash Back Visa Signature and Low Rate Visa Platinum.

Home Equity Loans and Home Equity Lines of Credit

Regardless of your situation, we have a Home Equity product to fit your needs. Whether you're looking for a variable rate line of credit or a fixed rate loan.


Our goal is to give members access to competitive, affordable mortgage products with local, friendly service.

Student Loans

Our sole mission is to improve the financial lives of our members, which includes helping them obtain funding for higher education. We offer private student loans from CU Student Choice for students enrolled in undergraduate programs.

Personal Loans

Personal loans have a fixed monthly payment that can be used for a wide variety of borrowing needs.

Holiday Personal Loan- A special short term loan available for the holiday season.
Personal Lines of Credit - Payment is recalculated each month as a percentage of the outstanding balance.
Overdraft Protection - Find out how to safeguard yourself from insufficient funds fees.
Computer Loan – Find out about our lower rates for loans used to purchase a computer.
Home Improvement Loan - Find out about our lower rates for loans used to improve your home.
Energy & Fuel Conservation Loans – Provides low-rate financing to help with your utility bills and virtually any energy-saving purchase.

Solar Loans

Solar electricity is often a cost-effective way for homeowners to reduce energy costs while also reducing the environmental impact of fossil fuels. UMassFive participates in the Mass Solar Loan Program, and has also developed of our own MySolar Loan.

Credit Building Loans

Share Secured Loan – Offering a low rate using your deposits as collateral.
Credit Builder Loan –A share secured loan for members who need to build their savings regardless of whether the member has funds available to pledge as collateral.

Specialty Loans

• 0% Mass Save® Heat Loan
• 0% Farm Share Loan
• CES Continuing Education Loans
• UMass Medical School Residency and Relocation Loan
• Credit Union's Medical Resident Mortgage

For questions or assistance, contact a friendly UMassFive representative today!